Online and Free Institutional-Level Financial Modeling

Real Estate
Investing,
Decoded.

Calculate equity returns, compare against stock indexes, and model complex scenarios with the precision of a Wall Street analyst. Free and instant.

Equity Returns

Go beyond simple cash flow. Calculate true wealth generation including principal paydown and appreciation.

Stock Comparison

Benchmark your property's performance directly against S&P 500 and bond indexes to make smarter capital allocation decisions.

Complex Scenarios

Model refinancings, HELOCs, early payoffs, and extra payments with granular control over every line item.

Sensitivity Analysis

Test how changes in key assumptions impact your returns. Understand which variables matter most to your investment.

Export to Excel

Download your cash flow projections and detailed analysis to Excel for further modeling or presentations.

Save & Share

Save your scenarios and share them with partners or advisors via unique links. Collaborate on investment decisions.

Why homeyield.io?

Not Just Another
Rental Calculator.

Most online calculators are too simple for serious investors. homeyield.io brings institutional-grade modeling to your browser, for free.

  • Internal Rate of Return (IRR) Analysis
  • Capitalization Rate (Cap Rate) Calculation
  • Cash-on-Cash Return & Total ROI
  • Vacancy & Maintenance Reserves
  • Appreciation Sensitivity Analysis
  • Refinancing & HELOC Scenarios
Projected IRR
18.4%
vs S&P 500
+6.2%
Cash Flow
$1,240/mo
Equity Gain
$14,500/yr

The homeyield.io Advantage

See how we stack up against standard tools.

Feature homeyield.io Others
Equity Return Calculation ×
Stock & Bond Benchmarking ×
Refinancing Scenarios ×
HELOC Modeling ×
Early Payments & Extra Principal ×
Custom Investment Timelines ×
Institutional Metrics (IRR, Cap Rate, ROI) Basic Only
Scenario Saving and Sharing ×

Stop Guessing.
Start Calculating.

Join thousands of investors making data-driven decisions with the most powerful free tool on the web.

Calculate Your Yield